The federal rule you need to know
Under 14 CFR Part 260, airlines must refund to your original payment method within 7 business days (credit card) or 20 calendar days (cash/check). This applies to ALL tickets — including non-refundable ones — when the airline cancels or significantly changes your flight. You do not have to accept vouchers, travel credits, or future flight coupons.
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October 2026 DOT rule update
The DOT's automatic refund rule is now fully in effect. Airlines must issue refunds automatically when they cancel a flight or make a significant change — you shouldn't even have to ask. If you don't see a refund hit your account within the 7/20 day window after a cancellation, the airline is violating federal law. File a DOT complaint immediately.
The rule also now covers ancillary fees: if you paid for Wi-Fi, seat selection, or checked bags and the service wasn't delivered, those fees must be refunded too. Airlines can no longer pocket fees for services they didn't provide.
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